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It’s the first week of the month which means that it’s time for December’s Review and Net Worth Update.
 
I started tracking my net worth after reading Budgets Are Sexy for about a year and a half.  I really enjoyed reading his and he makes a great point that measuring progress is easier by tracking it.  I have tracked my net worth since the beginning of January 2015.  In 2016 I started to write monthly financial reviews to xatu my net worth by writing down my thoughts on how the month went.  It got off to a fake out beginning, but I haven’t missed one since June.

Merry Christmas and Happy Hanukkah!

As 2016 closes and 2017 opens, people start to act like xatu and resolution season begins.  Xatuing, or what I will call reflecting on the past and looking into the future, tends to create goals as a way to improve the future.

I adore New Year’s resolutions!  As such, I now xatu at different points throughout the year to keep the improvements going all year long!

The Big New Year’s Resolution
I like to give myself a big New Year'srResolution.  It is usually something to strive for over the whole year that may hopefully become a natural habit.

My resolution for 2016 was to not purchase any plane tickets without using actual money.  My goal was to work on my moody credit card relationship by using actual cash to immediately pay for the plane tickets.