![]() I started this blog to share my experiences with my fellow Pokèmon trainers and others. One of my experiences is receiving a monthly bill where the total amount due is $0.00. It may seem sillier than a mime jr. tickling a hydreigon, but I have been in those occasional situations. (both of them) To clarify, I’m talking about monthly bills that I knew I would be receiving more in the future. I’m not talking about that letter saying that I finished paying something off and no longer owe money. My rule for these situations has become that I need to pay at least $1.
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![]() Budgets are like pokémon. They are great tools to help us through our journey and reach our goals. This four-part series takes a look at my budgeting history and my journey to finding my current budget. In Part One I shared my experiences of how my budgeting developed over the decade before moving to New York City. In part two, I look at the challenging battles from my first year living in New York City and my close wins and loses. Moving to New York City was the beginning of a new game generation of my life and my first year was really exciting and had a lot of wins. I made a whole new batch of friends. I fell in love with my now fiance. It was my first year out of school where I got to put my master’s degree into practice and live life as a grown-up. I worked 11 out of 12 months shopping, assisting and designing. I designed costumes for a total of eight shows and assisted a costume designer on a Broadway show. My budget was fighting an eventually losing battle. I knew moving to a very expensive city and I would have to adjust my lifestyle for a higher cost of living. However, my budget wasn’t able to adjust and evolve fast enough to counter the challenges that were to come. ![]() When I started my budget, it gave me a weekly $20 food allowance. This is cash that I can only use for food and groceries. Once it is gone, it is gone. If I run out but have other money available I can use that, but I have to decide whether or not I want to use that money on more food or save it to use on something else. Over the years my food allowance has fluctuated as high as $30/ week. Currently, it is sitting at $25/week. I have developed a bunch of strategies and tips that help me stay within budget each week. ![]() Welcome to February which means that it’s time for January’s Review and Net Worth Update. For those who are new to The Grown-Up Pkmn Trainer, each month I write a financial review to xatu my net worth. Here I share these summaries so everyone can get an insight into my personal finances and my thoughts behind them. I started tracking my net worth to measure my progress, inspired by Budgets Are Sexy, which has naturally helped me pay better attention to my personal finances. I have been tracking my net worth since January 2015 and writing monthly financial reviews for myself since 2016. I recommend tracking your own net worth because I find it to be such a helpful tool to see everything all in one place. |
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